Rates
High Yield Checking Account Rates
1 APY = Annual Percentage Yield. High Yield Rate checking 2.529% APY paid on balances between one penny and $25,000, and 0.10% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for Premier Account Members. 1.51% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.100% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for General Account Members. If you do not meet the direct deposit requirements you will assess a monthly direct deposit fee (see fee schedule), however, your account will function as a Value checking account earning 0.10% APY. It will not receive ATM refunds for that period. Rates as of January 2024. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge when requirements are met. Truth in Savings
1 APY = Annual Percentage Yield. High Yield Rate checking 2.529% APY paid on balances between one penny and $25,000, and 0.10% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for Premier Account Members. 1.51% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 0.100% APY paid on all amounts above $25,000 each cycle the minimum requirements are met for General Account Members. If you do not meet the direct deposit requirements you will assess a monthly direct deposit fee (see fee schedule), however, your account will function as a Value checking account earning 0.10% APY. It will not receive ATM refunds for that period. Rates as of January 2024. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge when requirements are met. Truth in Savings
High Yield Savings Account Rates ($10,000 - $100,000)
1 APY = Annual Percentage Yield. Rates are based on credit score and are subject to change without notice.
1 APY = Annual Percentage Yield. Rates are based on credit score and are subject to change without notice.
CD Rates
1 APY = Annual Percentage Yield. Rates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Contact memberservices@finexcu.org for CD rates greater $75,000.
1 APY = Annual Percentage Yield. Rates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Contact memberservices@finexcu.org for CD rates greater $75,000.
Money Market Account Rates
1 APY = Annual Percentage Yield. Minimum of $2,500 to open.
1 APY = Annual Percentage Yield. Minimum of $2,500 to open.
