With A Home Equity Loan, You Can Dream BIG!
Home Equity Loan is a versatile financial solution that allows you to borrow against the value of your property. With flexible terms and competitive rates, our Home Equity Loans offer the financial freedom you need to pursue your dreams.
Apply For A Home Equity Loan Wherever You Are
When you need to borrow some money, a home equity loan may be one of the most cost-effective options. With Finex Credit Union's competitive home equity loan rates, achieving your goals has never been easier!
Start your Home Equity Loan application here:
Home Equity Loan Features & Benefits
Yes, you can! If you're looking for a budget-friendly way to pay for your next adventure without breaking the bank, a Finex Credit Union Home Equity Loan could help. With fixed home equity loan rates, you can be sure there won't be any payment surprises. Embrace your next adventure today!
Access Up To $100k
Prepay All Day
48-Hour Approvals
Your Home Equity May Be Able To Help!
Tackle Your Project
No matter what home improvement project you have in mind, a Finex Credit Union Home Equity Loan is a great solution! Using the equity you have built up in your home, you can access the money you need at one of our most competitive fixed rates to get the job done!
- Rely on a set monthly payment.
- Enjoy a firm payoff date (Unless you want to pay it off sooner, that's ok too!).
- Apply online 24/7 from anywhere.
Consolidate Your Debt And Save
If you're having trouble paying all of your bills, or if you're overwhelmed with debt, a Finex Credit Union Home Equity Loan can help!
You can use the equity you've built in your home as a debt consolidation loan. It can help you combine your existing debt into one streamlined payment at a lower rate, saving you money and hassle!
Endless Options
While home improvement projects and debt consolidation are typical uses for a Home Equity Loan, the options are endless! Take advantage of the competitive rates and fixed terms to help you cover life's planned and life's unexpected surprises!
- Dream wedding.
- Family vacation.
- New addition.
- Further your education.
- Anything you can imagine.
Debt Consolidation And So Much More
Sit back, relax, and know what to expect with a Finex Credit Union Home Equity Loan. Our competitive, fixed, home equity loan rates and custom terms make debt consolidation (and everything else) easy! Create a consistent payment that works for your budget and get the money you need to tackle your to-do list with confidence.
- Home improvements and repairs.
- Special event.
- Education and tuition.
- Debt consolidation.
- The choice is yours.
What is a Home Equity Loan And Is It For Me?
Get the money you need, to make the changes you want! A home equity loan lets you take advantage of the equity you have built in your home. Your home's equity is valuable because it gives you the option to borrow money from Finex Credit Union at a lower rate than many other loan options. Who doesn't love to save money? Check out what makes a home equity loan unique:
- Competitive low fixed rates.
- Various loan terms (1-15 Years).
- Use the money for anything.
- 48-hour loan approvals.
HELOC vs Home Equity Loan
Compare the similarities and differences between home equity lines of credit and home equity loans. As an added bonus, see how they compare to a Finex Credit Union Personal Loan which doesn't require you to have equity in your home.
HELOC
- Line of Credit
- Variable (Changing) Rate
- Secured By Your Home
- Access Money Over 10 Years
- Pay Back Over 15 Year
- No Application Fee
- Use Money For Anything
- No Prepayment Penalties
Home Equity Loan
- One Large Sum
- Fixed Rate
- Secured By Your Home
- Set Loan Term
- No Application Fee
- Use Money For Anything
- No Prepayment Penalties
What our members are saying...
Darren S.
Steve H.
Carlos V.
Home Equity Loan Resources Just for You
5 Reasons Why a HELOC is the Financial Tool You Need This Holiday Season
Blog Highlights: Affordable Access to Funds: Discover how a HELOC offers lower interest rates than credit cards for holiday shopping ...
Gift Yourself a New Home: 6 Reasons Why the Holidays Offer Great Buying Opportunities
Blog Highlights: Potential Savings on Mortgage Rates: Fewer buyers during the holiday season can lead to better mortgage rates and ...
Love It or List It? Deciding if a Home Equity Loan or New Mortgage is Right for You
Blog Highlights: Remodel vs. Move: Assess Your Needs and Priorities: Determine whether staying in your current home with a fresh look ...