A-mortgage-from-Finex-Credit-Union-can make your CT homebuying a breeze

A Mortgage Experience Like No Other

Wherever you are in life, we make your dream of affordable homeownership achievable! Create a custom mortgage payment to help you land your first home or vacation home. You can even refinance your home loan to reduce your payment or change your loan term.

Affordable Mortgage Rates

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Term

Rate

Points

APR¹

Term

30 Year Fixed

Rate

6.625%

Points

APR¹

6.75%

Term

15 Year Fixed

Rate

5.875%

Points

APR¹

6.07%

Term

5/6 Year ARM

Rate

5.25%

Points

APR¹

6.662%

Term

FHA, CHFA, VA and USDA

Rate

Market rates

Points

APR¹

1 APR = Annual Percentage Rate. The displayed APR represents the lowest possible rates available. Rates are based on credit history and are subject to change without notice. Fixed rates displayed based on a $250,000 loan, with a 20% downpayment. Minimum loan amount is $300,000.

Watch Free Webinar

First Time Home Buyer?

Our team of mortgage experts have crafted this valuable webinar just for first time home buyers! Gain insights into the home buying process that will get you closer to your homeownership dream. Fill out this form and watch the webinar at your own convenience.

Buy Your Dream Home or Refinance and Save

Customize Your Mortgage & Payment

Wherever you are in your home-buying journey, we are here for you and will be by your side every step of the way. Saving money for you and your family is important! Our mortgage options give you control over finding the perfect mortgage payment that fits your unique needs. Ready to get pre-approved to lock in your rate? Get in touch with us now!

100% Financing

Pay no initial down payment and borrow the entire amount of the cost of your new home. 100% financing makes homeownership possible.

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Flexible Terms

You are in control! With both fixed rate and variable rate mortgage options, you get to decide which works best for your unique situation and budget.

View Terms

Expert Advice

Enjoy a stress-free experience with the help of a personal mortgage loan advisor! Finex will help you decide on the best mortgage option for you!

Meet our Mortgage Experts

Stress-Free Mortgage Experience

Meet Your Personal Mortgage Advisor

Meet Devin Dunaway, your personal mortgage loan advisor. Enjoy a streamlined mortgage process so you can get into your dream home stress-free. If you are just starting to look or ready to get pre-qualified get in touch today!

Expert Trusted Advice
We are here to help guide you through the entire mortgage process.
Custom Mortgage Options
We are with you every step of the way providing solutions to your unique needs.
Relationship Not Just a Transaction
We have a passion for helping people like you to look out for your best interest.

How Much House Can I Afford?

Mortgage Calculator

If you are a first time home buyer, looking to buy your second home or size-up, or are looking to save by refinancing your existing home loan, we have you covered! Explore how our affordable adjustable rate mortgage and fixed rate mortgage options can help you create a payment that works for your unique budget.

Your actual term and payment will be provided upon acceptance of a Finex Credit Union Mortgage. This calculator is for informational purposes only and its use does not guarantee an extension of credit.

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Home Loan Options: Find Your Match

Conventional Mortgage Options

A wide range of home buyers and property types qualify as conventional mortgages. While not part of a specific government program, Finex Credit Union's conventional mortgages still provide an affordable loan option to secure your dream home.

10 - 30 year fixed terms.
Adjustable rate mortgage options.
No down payment is required.
Borrow the entire amount of the cost of your new home (100% financing).

FHA Loan

If you are a first time home buyer, working to build your credit score, or trying to save for a down payment, a FHA loan could be the perfect mortgage for you!

Low down payment options.
Low credit score requirements.
Mortgage must be for your primary residence, no second homes or investment properties.

VA Loan

If you are an eligible military service member, a VA loan can help you buy, build, or improve a home while offering you better terms than a typical home loan. Looking to refinance your current home loan? A VA loan can help with that too!

No down payment required.
No Private Mortgage Insurance (PMI) required.
Lower credit score requirements.

Download Your Free Guide

How Much House Can I Afford?

Our financial education experts have compiled this great guide for you to review to determine how much house you can afford. Fill out the quick form below to gain access!

Wherever You Are In Your Home Buying Journey...

We Have A Mortgage Solution For You!

Buy-your-first-home-in-CT-with-ease-with-Finex-Credit-Union

One Step Closer To Your New Home

If you're a Connecticut first time home buyer searching for an affordable mortgage, you can save big with a Finex Credit Union FHA loan. Apply online 24/7 and stash away your extra savings for your next "first!"

Low down payment requirements.
No need for a perfect credit score.
Relax and let us handle the details.
Apply online 24/7 from anywhere.

Finex-credit-union-can-help-you-save-a-bundle-on-refinancing

Refinance Rates That Save You More

When mortgage rates and refinance rates are lower than what you are currently paying, you can choose to refinance. Refinancing can help by:

Reduce your monthly mortgage payment by refinancing with a longer term.
Pay off your mortgage faster by refinancing with a shorter term.
Consolidate your debt or make improvements by using the equity in your home.

Downsizing-can-be-painless-with-Finex-Credit-Union

A Loan That's Just The Right Size

If the kids are out of the house and it's time to downsize, look no further than Finex Credit Union! We have the rates and terms you need to stay on budget with your next home purchase.

10 - 30 year fixed terms.
Adjustable rate mortgage options.
No down payment is required.
Borrow the entire amount of the cost of your new home (100% financing).

What our members are saying...

"Fantastic experience with the team here. From day one, they were on it. They offered a very competitive rate and terms. They really differentiated themselves with service. Great communication throughout, easy process to get them things. The best mortgage experience I’ve ever had bar none. I highly recommend them."

Scott

"The whole refi process was effortless with no stress. Everyone we dealt with was helpful and informative. I will be highly recommending them to everyone. The process from start to finish went smoothly and much quicker than I expected."

Dawn

"They were great to work with! They made the process very straightforward. Communication was great so I always knew where we were in the process. Thanks so much!"

Thomas

Mortgage Resources Just for You

Wherever you are, dive into our latest articles on home buying tips, ways to save on your mortgage, and more!

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Your Mortgage Questions, Answered

Frequently Asked Questions

Does it make financial sense to rent or buy a home?

We get the question a lot, but there's no right or wrong answer as it depends on a variety of factors. To help you determine this, contact our Mortgage Experts, they will give you the guidance and expert advice you are looking for.

How can I determine what I can afford?

For starters, you can use our home affordability calculator to get an estimate of how much house can fit comfortably within your budget. Furthermore, you can reach out to us, and we can tell you exactly what you can be pre-approved for before you go house hunting.

How do I get pre-approved?

We make the process easy. Contact our Mortgage Experts, to get pre-approved so you are armed and ready when you start shopping for a home.