Rates

Most Valuable Member Checking Account Rates

1 APY = Annual Percentage Yield. Rates are subject to change without notice. 

Rates as of September 1, 2026
Member Dividend Rate
Member APY1
Member Dividend Rate
1.50%
Member APY1
1.51%

1 APY = Annual Percentage Yield. Rates are subject to change without notice. 

High Yield Savings Account Rates ($10,000 - $100,000)

1 APY = Annual Percentage Yield. Rates are subject to change without notice. New Money Only.

Rates as of September 1, 2026
Member Dividend Rate
Member APY1
Member Dividend Rate
2.00%
Member APY1
2.018%

1 APY = Annual Percentage Yield. Rates are subject to change without notice. New Money Only.

Open A High Yield Savings Account

CD Rates

1 APY = Annual Percentage Yield. Rates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact memberservices@finexcu.org for CD rates greater $75,000.

Rates as of September 1, 2026
Term
Member Dividend Rate
Member Dividend APY
Term
FEATURED: 12-MONTH CD SPECIAL
Member Dividend Rate
4.25%
Member Dividend APY
4.33%
Term
36 month
Member Dividend Rate
1.000%
Member Dividend APY
1.005%
Term
24 month
Member Dividend Rate
0.900%
Member Dividend APY
0.904%
Term
18 month
Member Dividend Rate
0.850%
Member Dividend APY
0.853%
Term
6 month
Member Dividend Rate
0.600%
Member Dividend APY
0.602%
Term
60 month
Member Dividend Rate
1.100%
Member Dividend APY
0.904
Term
48 month
Member Dividend Rate
1.000%
Member Dividend APY
1.106%
Term
12 month
Member Dividend Rate
0.850%
Member Dividend APY
0.853%
Term
18 Month Special-NEW MONEY ONLY
Member Dividend Rate
3.20%
Member Dividend APY
3.247%
Term
9 Month Special-NEW MONEY ONLY
Member Dividend Rate
3.40%
Member Dividend APY
3.453%

1 APY = Annual Percentage Yield. Rates are subject to change. Dividend rate and annual percentage yield may change at any time without notice. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact memberservices@finexcu.org for CD rates greater $75,000.

Open A CD

Money Market Account Rates

1 APY = Annual Percentage Yield.  Minimum of $2,500 to open.

Rates as of September 1, 2026
Member Dividend Rate
Member APY1
Member Dividend Rate
0.050%
Member APY1
0.050%
Rates as of September 1, 2026
Member Dividend Rate
Member APY1
Member Dividend Rate
0.100%
Member APY1
0.100%
Rates as of September 1, 2026
Member Dividend Rate
Member APY1
Member Dividend Rate
1.000%
Member APY1
1.005%
Rates as of September 1, 2026
Member Dividend Rate
Member APY 1
Member Dividend Rate
2.00%
Member APY 1
2.018%

1 APY = Annual Percentage Yield.  Minimum of $2,500 to open.

Open A Money Market Account