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With A Home Equity Loan, You Can Dream BIG!

Home Equity Loan is a versatile financial solution that allows you to borrow against the value of your property. With flexible terms and competitive rates, our Home Equity Loans offer the financial freedom you need to pursue your dreams.

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Apply For A Home Equity Loan Wherever You Are

When you need to borrow some money, a home equity loan may be one of the most cost-effective options. With Finex Credit Union's competitive home equity loan rates, achieving your goals has never been easier!

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Start your Home Equity Loan application here:

Change Your Life Without Changing Your Budget

Home Equity Loan Features & Benefits

Yes, you can! If you're looking for a budget-friendly way to pay for your next adventure without breaking the bank, a Finex Credit Union Home Equity Loan could help. With fixed home equity loan rates, you can be sure there won't be any payment surprises. Embrace your next adventure today!

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Access Up To $100k

Use the equity you have built in your home to access an affordable home equity loan. Apply 24/7 and borrow up to $50,000.
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Prepay All Day

When you are ready to make an additional payment, we have your back! There are no prepayment penalties with our home equity loan.
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48-Hour Approvals

Have confidence that our loan experts will process your application as fast as possible, so you can access your money the moment you need it.
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Whatever You're Looking To Accomplish...

Your Home Equity May Be Able To Help!

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Tackle Your Project

No matter what home improvement project you have in mind, a Finex Credit Union Home Equity Loan is a great solution! Using the equity you have built up in your home, you can access the money you need at one of our most competitive fixed rates to get the job done!

  • Rely on a set monthly payment.
  • Enjoy a firm payoff date (Unless you want to pay it off sooner, that's ok too!). 
  • Apply online 24/7 from anywhere.
Apply Now
A-heloc-can-help-with-unexpected-emergencies.

Consolidate Your Debt And Save

If you're having trouble paying all of your bills, or if you're overwhelmed with debt, a Finex Credit Union Home Equity Loan can help!

You can use the equity you've built in your home as a debt consolidation loan. It can help you combine your existing debt into one streamlined payment at a lower rate, saving you money and hassle!

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Endless Options

While home improvement projects and debt consolidation are typical uses for a Home Equity Loan, the options are endless! Take advantage of the competitive rates and fixed terms to help you cover life's planned and life's unexpected surprises!

  • Dream wedding.
  • Family vacation.
  • New addition.
  • Further your education.
  • Anything you can imagine.
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Predictable, Reliable, Versatile

Debt Consolidation And So Much More

Sit back, relax, and know what to expect with a Finex Credit Union Home Equity Loan. Our competitive, fixed, home equity loan rates and custom terms make debt consolidation (and everything else) easy! Create a consistent payment that works for your budget and get the money you need to tackle your to-do list with confidence.

  • Home improvements and repairs.
  • Special event.
  • Education and tuition.
  • Debt consolidation.
  • The choice is yours.
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Here's A Closer Look

What is a Home Equity Loan And Is It For Me?

Get the money you need, to make the changes you want! A home equity loan lets you take advantage of the equity you have built in your home. Your home's equity is valuable because it gives you the option to borrow money from Finex Credit Union at a lower rate than many other loan options. Who doesn't love to save money? Check out what  makes a home equity loan unique:

  • Competitive low fixed rates.
  • Various loan terms (1-15 Years).
  • Use the money for anything.
  • 48-hour loan approvals.
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HELOC vs Home Equity Loan

Compare the similarities and differences between home equity lines of credit and home equity loans. As an added bonus, see how they compare to a Finex Credit Union Personal Loan which doesn't require you to have equity in your home.

Line of Credit

HELOC

  • Line of Credit
  • Variable (Changing) Rate
  • Secured By Your Home
  • Access Money Over 10 Years
  • Pay Back Over 15 Year
  • No Application Fee
  • Use Money For Anything
  • No Prepayment Penalties
Apply Now
One Time Loan Using Equity

Home Equity Loan

  • One Large Sum
  • Fixed Rate
  • Secured By Your Home
  • Set Loan Term
  • No Application Fee
  • Use Money For Anything
  • No Prepayment Penalties
Apply Now
One Time Loan No Equity

Personal Loan

  • One Large Sum
  • Fixed Rate (Typically Higher)
  • Unsecured (No Collateral)
  • Set Loan Term
  • No Application Fee
  • Use Money For Anything
  • No Prepayment Penalties
Apply Now

What our members are saying...

"They invest in their website and mobile app and make continuous improvements. I recently worked with Sherry for a loan and she made the process very easy and was quick with approving the loan and generating the documents. I was able to sign electronically via email. Highly recommend Finex."
Darren S.
"I was a little skeptical about filing out a loan application online. But the process was surprisingly easy to use. And the credit union employees were very knowledgeable about the whole process and able to answer all my questions."
Steve H.
"Finex Credit Union's loan officer, Samantha, has been very helpful with getting me the loans I needed to reach my financial goals. She made the process to get me the loans I needed smooth and because of her professional skills and knowledge, I will always be a Finex Credit Union satisfied member."
Carlos V.
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