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Refinancing your car loan is fast and easy and can put more money in your pocket. You may be able to reduce your monthly payment and boost your total savings on interest over the life of the loan. Complete our short inquiry form below and use our refi calculator to see if a lower payment or rate will benefit you! Refinance and get a lower auto loan rate in CT today with Finex credit union. Apply Now
When to consider an Auto Refinance?
- If you want to lower your monthly loan payment
- If you have improved your credit score
- If current auto loan rate is above 4%
- If you made a significant down payment at purchase and need that money back
Then close your loan remotely by email and enjoy a better deal on your favorite ride!!
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Auto Loan Refinance Calculator
The amount you could save with an auto loan refinance depends on refinancing early to reduce your loan rate over time. Or if lowering your payment is the goal you can extend the term of your current loan. Use our auto refinance calculator to determine the monthly savings (either payment or rate) that can be realized by refinancing your auto loan with Finex.
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Loan Rates for Secured (Auto) Loans
(RVs, boats, motorcycles, etc)
| Term |
Premier Accounts |
General Membership |
|---|---|---|
| 24 month | 1.99% | 3.00% |
| 36 month | 2.25% | 3.25% |
| 48 month | 2.50% | 3.50% |
| 60 month | 2.75% | 3.75% |
| 72 month | 3.50% | 4.50% |
| 84 month | 4.25% | 5.25% |
How does Auto Refinancing work?
Refinancing can usually save you money one or two ways...
Lower your interest rate – People were given a higher rate than they deserved at another institution or dealership – especially on used cars.
Spread out your remaining balance – Spread out what's left on your loan so each monthly payment is smaller.
Whether you opt for a smaller monthly payment or to pay off your loan faster, you can save a bundle on your monthly expenses.
If you are looking for a second chance auto refinance in Connecticut? Apply now and see what we have in store for you.