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Certificates & Money Markets

These types of accounts are great ways to save and accumulate dividends on that savings. It’s your money, working for you to make you more money! Here’s how they work:

Finex credit union Certificates

This is a contract between you and Finex where we agree to pay you a fixed rate of interest on a certain sum of money for a specific period of time. Using these certificates offers you a variety of benefits like:

  • Guaranteed earnings
  • High-yield with dividends calculated on a day-to-day balance, paid monthly and at maturity
  • 6-month to 5-year terms available
  • $1,000 minimum deposit
  • Easy to open with just a phone call
  • Convenient – automatic renewal or transfer to your savings account
  • Use your Finex Certificate account as collateral for a secured loan at a rate of 2% over the certificate rate

Finex Credit union Money Markets

The Advantage Money Maximizer Account offers Finex members a way to earn more interest on their monthly balance without locking into certificate of deposit terms. A Finex Advantage Money Maximizer has benefits like:

  • Making money earning higher rates on larger funds
  • Saving time using direct deposit
  • Having a $50,000 minimum deposit
  • Allowing a maximum of six withdrawals or transfers – up to three made by check
  • Peace of mind with NCUA insurance

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