Alerts

First Time Home Buyer

First time home buyer finex credit union

Unlock your loan options with a free prequalification!

There is absolutely no obligation! We can assist you with any of your questions on your mortgage needs! Or Call us at 860 454 4252

Buying your first home can be a an overwhelming and rewarding experience.It's a big commitment. But buying your first home doesn’t have to be hard. Finex Credit Union's trained mortgage professionals are here every step of the way to guide you through the process.  Get your dream home with special savings for the first-time buyer.

Why Finex credit union for your First home?

  • Low Mortgage Rates
  • FHA loan
  • Guaranteed low closing costs
  • 30 years fixed rate loans
  • Dedicated mortgage advisors
  • No PMI

First Mortgage Rates -  Rates as of 12/11/2018

Term Rate Points APR*
30 Year Fixed 4.250% 2 4.48%
30 Year Fixed 4.625% 0 4.68%
15 Year Fixed 3.625% 2 4.02%
15 Year Fixed 4.125% 0 4.22%
5 Year Adjustable 4.000% 0 5.15%

Tips for First Time Home Buyers

  • Determine how much you can afford
  • Length of Time You Plan to Stay in the Home: Determining if you should go with a fixed- or adjustable-rate mortgage often comes down to whether or not you plan to be in the house for more than five years.
  • Get pre-qualified for a mortgage loan
  • Choose the right mortgage
  • Have ideas on what kind of home you are looking for
  • Start looking for the house early, since it will take time to get your dream home
  • Set aside some money for move-in expenses

 

*APR= Annual Percentage Rate. Rates and terms subject to change without notice.  

Apply for an Anywhere Loan

Finex offers personal, auto and mortgage loans. Your next loan is just a few clicks away. Apply and close your loan from anywhere!

Get Started

Open a Mobile Anywhere Account

Get a cash back rewards debit card where we pay you! Plus access to 55,000 Surcharge-Free ATMs & 6,000 Shared Branches nationwide.

Get Started

Get expert advice on the Best Mortgage Solutions!

Buying your first home, a dream home, or refinancing your mortgage? Get personalized trusted advice …"wherever you are” in the home buying process.

Get Started