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Buying your first home can be a an overwhelming and rewarding experience.It's a big commitment. But buying your first home doesn’t have to be hard. Finex Credit Union's trained mortgage professionals are here every step of the way to guide you through the process. Get your dream home with special savings for the first-time buyer.
Why Finex credit union for your First home?
- Low Mortgage Rates
- FHA loan
- Guaranteed low closing costs
- 30 years fixed rate loans
- Dedicated mortgage advisors
- No PMI
First Mortgage Rates - Rates as of 02/09/2018
|30 Year Fixed||4.000%||2||4.22%|
|30 Year Fixed||4.375%||0||4.43%|
|15 Year Fixed||3.250%||2||3.64%|
|15 Year Fixed||3.750%||0||3.85%|
|5 Year Adjustable||3.625%||0||4.47%|
Tips for First Time Home Buyers
- Determine how much you can afford
- Length of Time You Plan to Stay in the Home: Determining if you should go with a fixed- or adjustable-rate mortgage often comes down to whether or not you plan to be in the house for more than five years.
- Get pre-qualified for a mortgage loan
- Choose the right mortgage
- Have ideas on what kind of home you are looking for
- Start looking for the house early, since it will take time to get your dream home
- Set aside some money for move-in expenses