Lock In a Mortgage Rate Lower Than the National Average
Whether you’re buying your first home or refinancing your current one, Finex members can secure a 30-year fixed mortgage at 5.50%/5.69% APR — well below today’s national average, which Freddy Mac’s Primary Mortgage Market Survey®, placed at 6.26% for the average 30-year fixed-rate mortgage on Thursday, September 18, 2025 (Source: Freddie Mac via the Federal Reserve Economic Data (FRED) or FreddieMac.com/pmms).
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Chat with our member support team in real-time through the Finex Mobile Banking App. It's safe, secure, and available for you wherever you are!
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Pay back your friends or cover your portion of the bill quickly and securely with just an email address or U.S. mobile number.
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Control Your Cards
Avoid the hassle of getting a new debit card if yours is simply misplaced. Easily lock and secure your misplaced card and unlock it when you find it.
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Monitor Your Credit
Track your credit score quarterly with our Credit Trends Tool. Make informed financial decisions with this secure and private feature right from our app!
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*APY= Annual Percentage Yield. NEW MONEY ONLY
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the employer.